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Mortgage Renewals in Early 2025 – Where Might Rates End Up?
May 4, 2025 | Posted by: Barry Johnson
A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Renewals If your mortgage is co ...
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7 Financial Tips for People Looking to Buy an Investment Property in Canada
May 1, 2025 | Posted by: Daryl Johnson
Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro ...
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Mortgage Renewals: What You Need to Know
May 1, 2025 | Posted by: Daryl Johnson
With 60% of upcoming mortgage renewals facing higher rates, many homeowners are wondering what their best move is. The good news? Higher incomes and a paid-down principal can help offset some of the i ...
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Is Owning a Home Becoming a Thing of the Past?
May 1, 2025 | Posted by: Daryl Johnson
You’ve probably heard the phrase “You will own nothing and be happy.” Honestly, I’ve always thought it was a dumb slogan. No, I don’t believe there’s some secret Il ...
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Facing Economic Change with Confidence: Smart Moves for Homeowners & Buyers
May 1, 2025 | Posted by: Daryl Johnson
Recent reports show a dip in Canadian business and consumer confidence, with one in three companies anticipating a potential recession within the year. While that may sound concerning, it’s also ...
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Understanding Capital Gains in Canada
May 1, 2025 | Posted by: Daryl Johnson
What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bought ...
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Mortgage News Update: What’s Happening in Canada in 2025
May 1, 2025 | Posted by: Daryl Johnson
Mortgage News Update: What’s Happening in Canada in 2025 Staying informed about the latest trends in mortgages, renovations, and housing is essential whether you’re buying, selling, or re ...
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April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
April 16, 2025 | Posted by: Barry Johnson
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The major shift in direction of US trade policy a ...
read moreTariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know
April 5, 2025 | Posted by: Barry Johnson
You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence interest rates, which impacts mortgage payments and ...
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Pros & Cons of Paying Off Your Mortgage Before Retirement
March 21, 2025 | Posted by: Barry Johnson
If retirement is approaching, you may be considering whether it's wise to pay off your mortgage early. As with many significant financial decisions, there isn't a one-size-fits-all answer. However, ...
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