Mortgage Blog
Clarity. Confidence. A Mortgage That Works for You.
Category: Miscellaneous (7 posts)
The New Math on Credit Card Debt
October 2, 2026 | Posted by: Daryl Johnson
What if the same debt cost you less than half as much every month? Most credit cards in Canada charge around 19.99%. If you are carrying a large balance, that rate is doing serious damage. But if you ...
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When Is a Commitment Not a Commitment?
September 23, 2026 | Posted by: Daryl Johnson
You got the letter. The lender is committed. You are basically done, right? Not quite. A mortgage commitment is not what most people think it is. Here is when a commitment is not really a commitment. ...
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Ontario Mortgage Update: The U.S. Fed Hike Shockwave, The BoC Fuel Threat, and Grey-Bruce Realities
September 20, 2026 | Posted by: Daryl Johnson
This post adapts my September 19, 2026 newsletter posted on LinkedIn, covering the week of September 11 to 18. If you are a homeowner facing an upcoming renewal or a buyer watching the Ontario market ...
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Facing Economic Change with Confidence: Smart Moves for Homeowners & Buyers
May 1, 2025 | Posted by: Daryl Johnson
Recent reports show a dip in Canadian business and consumer confidence, with one in three companies anticipating a potential recession within the year. While that may sound concerning, it’s also ...
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Mortgage News Update: What’s Happening in Canada in 2025
May 1, 2025 | Posted by: Daryl Johnson
Mortgage News Update: What’s Happening in Canada in 2025 Staying informed about the latest trends in mortgages, renovations, and housing is essential whether you’re buying, selling, or re ...
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Easy Ways to Repay Your Home Loan Early and Free Up Cash for Family Adventures
November 27, 2019 | Posted by: Barry Johnson
Most home buyers take out a mortgage to help finance buying a home. As a result, many homeowners are faced with a monthly mortgage payment during the time they are raising their children or sending th ...
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What is the Difference Between a Home Equity Loan and Refinancing?
November 13, 2019 | Posted by: Barry Johnson
Though most people believe that their home is a great place to live, others see the value in owning a home. It can be a great investment. However, if you are strapped for cash, it can be a source of ...
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